Zakat Calculator
Accurately calculate your annual Zakat obligation on savings, gold, investments, and business assets. Stay compliant with Sharia requirements for 2026.
Current Nisab Reference (AED)
The estimated Gold Nisab for AED is approximately AED 22,000.00. Zakat is due if your net wealth exceeds this for a full Hijri year.
What is Zakat? — The Third Pillar of Islam
Zakat is a mandatory religious obligation for Muslims, representing the third pillar of Islam. It is a form of almsgiving where individuals donate a fixed portion of their wealth (typically 2.5%) to those in need. Beyond being a charitable act, Zakat is viewed as a means of purifying one's wealth and soul.
As of 2026, Zakat remains a fundamental part of the socio-economic system in the Gulf region, providing a social safety net for the vulnerable. Our Zakat calculator helps you accurately determine your dues based on your savings, investments, and precious metals.
Nisab Threshold for 2026
Nisab is the minimum amount of wealth a Muslim must possess for a full lunar year before Zakat becomes obligatory. It is calculated based on the current market value of gold or silver:
| Standard | Weight | Requirement |
|---|---|---|
| Gold Nisab | 87.48 grams | Based on 24k Gold value. |
| Silver Nisab | 612.36 grams | Based on pure silver value. |
| Zakat Rate | 2.5% of total qualifying wealth. | |
* Most scholars recommend using the silver standard for Nisab to maximize benefit for the poor, as it has a lower entry threshold.
Which Assets are Subject to Zakat?
Money held in bank accounts, cash at home, or money lent to others (that is expected to be repaid).
Precious metals held as investments or jewelry (scholarly opinions vary on personal jewelry).
The market value of shares and stocks held for the purpose of trade or investment.
Value of stock-in-trade and business cash, excluding fixed assets like machinery or property.
Zakat Rules & FAQ
⚖️ **Hawl (Lunar Year):** Zakat is only due after wealth has been held for one full Hijri year.
- Debts: You can subtract immediate liabilities and debts from your total assets.
- Intention (Niyyah): Intention is required when paying Zakat.
- Distribution: Zakat must be given to the eight categories of recipients mentioned in the Quran.
* This tool provides an estimate. For complex financial cases, please consult with a qualified Islamic scholar or local Zakat authority.
Frequently Asked Questions
Common queries regarding Zakat and Nisab
Frequently Asked Questions
Zakat is calculated as 2.5% of your total qualifying wealth (cash, gold, shares, business assets) that has been held for one lunar year, provided it exceeds the Nisab threshold.
Nisab is the minimum amount of wealth a Muslim must own before Zakat becomes mandatory. It is usually equivalent to the value of 87.48g of gold or 612.36g of silver.
No, Zakat is not due on your primary residence, personal vehicle, or tools used for your trade. It is only due on productive wealth and savings.
Yes, you can subtract immediate liabilities and short-term debts from your total assets before calculating the zakatable amount.